Buy to Let Mortgages

Specialist lenders, clear advice, and hands-on support for every BTL investor.

Whether you’re buying your first rental, refinancing an existing property or expanding a portfolio, Brooklands gives you a major advantage: full access to every UK buy‑to‑let lender, from high‑street banks to specialist and complex‑case funders.

With over 20 years of experience and a proven track record across all market conditions, we secure the right structure, the right lender and the right result quickly and efficiently.

Who we help

New and existing landlords who want clear guidance on deposits, rental requirements and lender rules.
BTL remortgages aiming to reduce costs or release funds for improvements or the next purchase.
Portfolio landlords (typically four or more mortgaged properties) who need efficient, repeatable funding.
Limited company/“SPV” landlords who prefer to hold properties in a company and want lenders comfortable with that setup.
Specialist property investors financing HMOs, student lets or holiday lets.

How We Help

Clear comparisons across the whole BTL market, including required deposits and rental stress criteria
Straight answers on property types, tenancy considerations and EPC standards.
Full remortgage support to avoid moving to higher variable rates, reduce costs or raise funds.
Portfolio & SPV lending made simple: lender‑ready schedules, documents, and director requirements.
Specialist knowledge for HMOs, student lets and holiday lets, matching you with lenders who understand licensing, layout and usage rules.

Why Choose Us

Access to every UK buy-to-let lender — high‑street, challenger, specialist & private
Expert structuring for standard, portfolio, SPV, HMO, student & holiday lets
Investor‑focused advice that keeps your yields and long‑term strategy front and centre
Fast, proactive case management from enquiry to completion
Established 2003— proven results through every market cycle

Quick Links:

HMO, Student & Holiday Let Mortgages
Financing specialist properties needs lenders who truly understand them—whether that’s a shared house with multiple tenants (HMO), a student let, or a holiday home let (including short stay platforms like Airbnb). We’ll match you with lenders who work with these property types, explain any local rules and usage limits, and manage your application through to…
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Portfolio & Limited Company BTL
Building or reorganising a portfolio? We’ll help you structure your finances sensibly—whether you hold properties in your own name or through a limited company set up just for property (often called a “special purpose vehicle”). We’ll show you what lenders are looking for, prepare the documents they expect, and line up funding for growth or…
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Standard & Remortgaging
Whether you’re buying your first rental or switching your current deal, we’ll compare options across UK lenders, explain exactly what deposit you’ll need, what rent you’ll need to cover the mortgage, and handle the paperwork from start to finish. If your fixed rate is ending, we’ll help you avoid moving on to a higher variable…
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